What’s the Big Idea with Alternative Lending?

By Rebekah Jensen Peer-to-Peer Lending, Digital Financing, Alternative Lending… All of these terms refer to the same financial phenomenon that has risen in the market in the last decade. The alternative lending industry is relatively small when compared to the nation’s entire lending market, but it is evolving and growing quite quickly. By 2020, market analysts predict the industry to have a total loan origination … Continue reading What’s the Big Idea with Alternative Lending?

For Richer or Poorer

Picture this: a country club with a beautiful golf course, located just outside of town. You see flowers, bouquets, suits, dresses, a balloon arch, and, amid it all, two people standing near an altar, promising loyalty and fidelity “as long as [they] both shall live.” In an ideal world, that couple will read their vows, say their “I do’s”, and run off to spend the rest of their lives together. Continue reading For Richer or Poorer

Book Review: “The Prosperity Paradox” by Clayton M. Christensen, Efosa Ojomo, and Karen Dillon

By Ryan Stenquist “Alleviating poverty is not the same as creating prosperity. We need to start thinking differently.” Hot off the shelves as of January of this year, The Prosperity Paradox grips readers with fascinating stories and offers clear recommendations for government and business leaders on how to do just that. The book demonstrates with fervent clarity how business innovation can combat poverty, solve pervasive … Continue reading Book Review: “The Prosperity Paradox” by Clayton M. Christensen, Efosa Ojomo, and Karen Dillon

Book Review: “Flourish” by Martin Seligman

By Sarah J. Cummings Flourish begins with Martin Seligman explaining what flourishing is, and how his view of happiness has been rethought and rewritten over the years. Before writing and publishing this book, Seligman wrote Authentic Happiness which offers a different perspective and takes on the importance of emotional well-being. Flourish clarifies his argument and reworks his theory. Seligman stated: “If we want to flourish and if we want to … Continue reading Book Review: “Flourish” by Martin Seligman

Podcast Spotlight: Noella Moshi and Misan Rewane on Wave

By Mark Sherman MEASURING SUCCESS RIGHT PODCAST SPOTLIGHT NOELLA & MISANON SOCIAL INNOVATIONS Society often defines success as how much money is in your bank account, rather than how many healthy relationships you have with others. Noella Moshi and Misan Rewane were born in Nigeria with a determination to redefine society’s definition of success. In 2017, Noella and Misan founded a non-profit organization known as … Continue reading Podcast Spotlight: Noella Moshi and Misan Rewane on Wave

Buzzwords

By Ryan Stenquist GIGONOMICS Jargon that will keep you going through the year 1. GIGONOMICS The idea that the economy is running more and more off of gigs (short jobs) individuals do for one another rather than full-time, traditional jobs. As leading financial futurist Jason Schenker put it, in the future everyone may “run around doing errands for one another all day” through services like … Continue reading Buzzwords

Research Summary: Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions

By Parker Gardner DOES FRONT-LOADING TAXATION INCREASE SAVINGS? Article Review by Parker Gardner* Retirement is an important phase in life. We spend most of our adult lives working and saving money so we can maintain a comfortable standard of living throughout our golden years. However, the problem many Americans face is that they are incredibly behind in their savings for retirement. The Center for Retirement … Continue reading Research Summary: Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions